The Insight
The word "Credit" is a powerful, double-edged tool that can be leveraged beyond just finance. It represents the loan product and the recognition/appreciation due to both the staff who deliver exceptional service and the customers who use the products to achieve their life goals.
Why It Matters
By celebrating both audiences under the same thematic banner, MARU Credit reinforced its "Your Growth Partner" positioning. This approach boosts staff morale (leading to better service) while strengthening emotional bonds with customers, affirming that Maru views itself as a partner in their success.
Why It Works
Repurposed Theme: The campaign used "You Deserve The Credit" to simultaneously congratulate customers for their business growth (e.g., "For turning dreams into drive") and applaud staff for their service excellence (e.g., "For making every loan process smooth").
Dual Recognition: Appreciation was delivered through targeted internal and external touchpoints:
External: Emotional thank-you cards, customer testimonial videos, and celebrating customer stories on social media.
Internal: Staff awards dinner (e.g., MARU Rising Star), MARU Packages with gifts, staff appreciation videos, and certificates of recognition/excellence.
Visual Storytelling: Social media and branch collateral used relatable, heroic imagery that linked MARU Credit products directly to tangible customer milestones.
The Outcome
The campaign was a successful integrated brand reaffirmation exercise. By emotionally validating both employees and customers, MARU Credit positioned itself not just as a lender, but as a genuine partner invested in the growth and well-being of its community, ensuring continued commitment to high-quality service delivery.






